Health Care and College: What does the Affordable Care Act mean for you?
President Obama is well into his second term as President, and the biggest reform of his Presidency is about to be in effect. The Affordable Care Act will become active on October 1st of this year. For those unaware, The Affordable Care Act has been referred to as Obama Care, but the full name of the bill is the Patient Protection and Affordable Care Act. The PPACA was signed by President Barak Obama on March 23, 2010 with a goal to increase the quality and affordability of health care. Overall, the new law has become extremely controversial and has leading officials, politicians, and Americans from all different backgrounds praising the law, while others find it to be against The United States’ constitution. No matter how strongly American citizens feel about the law, or even if he or she is indifferent, the law is active.
This has many asking the all-important question, “how does this affect me?”
As college students there are many things The Patient Protection Affordable Care Act will affect. Some are pluses, while others negative. The first happens to be a plus, for older students a reoccurring problem is that as a child grows into an adult (typical college age), he or she is dropped from their parents insurance. The Affordable Care Act allows students to stay on their parents insurance until the age of 26.
Unfortunately, with the new law campus health centers do not necessarily have to provide free services to students. This means, unless students can make a trip to the fasciation that the health care insurance pays for, be prepared to pay out of pocket, most likely, a large amount. This could come in the form of higher tuition to cover the expense, or higher payments per visit. While the issue may be fixed by the government, as of now it is seen as an issue for college students. While on this issue, it is important to note that while the on campus health care may begin to cost more, the overall plans, and resources of the on campus health centers will improve. There will also be no coverage caps on campus health plans.
Lastly, the biggest effect on college students is not seen as good or bad, it is merely that of personal opinion, the right to choice. Students often graduate from college hoping to find a high paying job with an excellent healthcare plan, but now it may be as simple as finding limited but affordable care.
As college students, it is important to remember that the only way to know the facts is to do the research. More information about The Patient Protection Affordable Care Act, or “Obama Care”, can be found by going to the United States Department of Health and Human Services at http://www.hhs.gov.